Lending terms
We offer loans secured by residential property and/or discretionary investment portfolios managed by Cazenove Capital.
We offer a competitive, flexible and efficient service, ensuring prompt delivery of funds.
Lending terms
- UK, Channel Islands and Gibraltar sited residential properties
- Up to 60% ‘loan to value’ on property, subject to assessment
- Minimum loan £500,000
- Professional fees for account of the client
- Up to 5 year term considered
- Interest margin 2.25% over Bank of England Base Rate for Cazenove Capital investment management clients (2.75% over Bank of England Base Rate if loan only)
- 0.5% Arrangement Fee for the loan agreed, payable on or acceptance of the loan terms
- Loan interest charged quarterly in arrears
- Available in GBP, USD and EUR subject to assessment