Lending terms

We offer loans secured by residential property and/or discretionary investment portfolios managed by Cazenove Capital.

We offer a competitive, flexible and efficient service, ensuring prompt delivery of funds.

Lending terms

  • UK, Channel Islands and Gibraltar sited residential properties
  • Up to 60% ‘loan to value’ on property, subject to assessment
  • Minimum loan £500,000
  • Professional fees for account of the client
  • Up to 5 year term considered
  • Interest margin 2.25% over Bank of England Base Rate for Cazenove Capital investment management clients (2.75% over Bank of England Base Rate if loan only)
  • 0.5% Arrangement Fee for the loan agreed, payable on or acceptance of the loan terms
  • Loan interest charged quarterly in arrears
  • Available in GBP, USD and EUR subject to assessment
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Cazenove Capital is a trading name of Schroders (C.I.) Ltd which is licensed under the Banking Supervision (Bailiwick of Guernsey) Law 2020 and the Protection of Investors (Bailiwick of Guernsey) Law 2020, as amended in the conduct of banking and investment business. Registered address at Regency Court, Glategny Esplanade, St. Peter Port, Guernsey GY1 3UF, (No.24546) . Schroders (C.I.) Limited, Jersey Branch is regulated by the Jersey Financial Services Commission in the conduct of investment business. Registered address at IFC1, Esplanade, St Helier, Jersey, JE2 3BX, (No.31076).

The value of your investments and the income received from them can fall as well as rise. You may not get back the amount you invested.