Your retirement will be as individual as you are. It may arrive earlier than you anticipated, it might be gradual or seem as though it’s never arrived at all – and that could be exactly how you want it.
Planning ahead is almost certainly going to give you more choice and freedom.
Whatever challenges and opportunities retirement presents, our experienced portfolio managers create strategies that can evolve as your plans do. Generating income from your investments is likely to be part of the picture. But planning ahead, including how you will arrange financial affairs for your children and other family members, will give you peace of mind.
Our client was intending on retiring from a law firm. We helped her put in place plans to allow for a long and financially-secure retirement, while meeting higher outgoings in the near term. Our work also included advice on structuring investments in the most tax-efficient way.
We recently started working with a couple who wanted advice on how to use their investments to fund their retirements. The couple hold assets in a SIPP as well as ISAs and taxable investment accounts.