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Investing a lump sum

An inheritance, business or property sale results in a lump sum. What next?

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Investing a lump sum
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Coming into a large sum of money can mark an important turning point in your life. But it also poses practical questions about how to make the most of it.

Many of these decisions you might feel confident making on your own. But some choices are daunting, and you may feel more comfortable turning to professional advice and experience.

When we talk to clients about managing lump sum windfalls, we ask a number of questions.

  • How much of the lump sum do you want to spend right now or in the immediate future?
  • If you have business interests, how much do you wish to reserve for your business interests?
  • How much of the money could you invest over the longer term, perhaps to provide an ongoing income now or to start doing so at some time in the future?
  • How much of the money might you give away? And when would you make those gifts?

Only once you are clear on those bigger questions would we guide you through some of your investment choices.

Putting large sums into investments that can be volatile over shorter time periods, such as equities, can be challenging, even if historical statistics suggest it may be the correct approach. Our portfolio managers and planners work with you to develop a strategy that you are comfortable with, meets your needs and suits your tolerance for risk.

CASE STUDIES

CASE STUDY

Using an inheritance to boost income and start saving for retirement

Our client received a significant lump sum as an inheritance. We advised him on how he could use his investments to supplement his income, while preserving flexibility to adapt his lifestyle in future. The client has invested in our flagship sustainable strategy.

Read more

CASE STUDY

How we helped an entrepreneur following a significant business sale

Following the sale of a family-owned business, our client came to us for advice on estate planning and investment structuring. We helped her plan for the efficient transfer of wealth to her children and charity, while providing a high degree of flexibility and minimising complexity.

Read more

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Sustainability

Sustainability is central to all our investment decisions, but we can go much further to tailor a portfolio that supports your personal values.






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Retirement

To many, retirement is a daunting milestone. We can help you plan to make this a successful new chapter of your life.





 

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Realising the value of your business

If you’ve built and managed a successful business, you’ll know the importance of planning.





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Investing for many members of your family

There are practical aspects to managing wealth for different family members. But it’s just as much about ensuring your family’s values and vision live on through the generations.

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Effective philanthropy

We can help you ensure your success and wealth will make a difference to those causes you are passionate about.

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Investing a lump sum

Do you need advice on investing a lump sum arising from an inheritance, a business transaction or the sale of a property?

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Income from your investments

Generating a regular and reliable income from your investments.

 

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Living across borders

How many countries do you call home? How many currencies do you regularly spend in?


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  • Your priorities
    • Sustainabilty
    • Retirement
    • Realising the value of your business
    • Investing for many members of your family
    • Effective philanthropy
    • Investing a lump sum
    • Income
    • Living across borders
  • Who we work with
    • Family offices
    • Business owners and entrepreneurs
    • Private individuals
    • Professional advisers
  • Managing your financial future
    • Wealth planning
    • Investment management
    • Banking and lending
  • Insights
    • Strategy & economics
    • Asset allocation
    • Wealth planning
    • Responsible investing
    • Talking points
    • Company news
    • Educational guides
    • Supertrends & disruptors
    • Philanthropy
    • Client case studies
    • Subscribe to updates
  • Events
    • Webinars
    • Young investor webinar series
  • Contact us
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