Wealthy private investors face a myriad of issues when it comes to managing their individual affairs. Even with a significant amount of knowledge and experience managing financial affairs can be a complicated, lengthy and laborious process. We aim to work with you, and any existing advisers you may have, to meet your specific objectives while removing the stress that comes with having to coordinate multiple service providers.
You will be looked after by a private client portfolio manager and, where applicable, a financial planner whose roles are to understand your personal circumstances and to ensure that your assets are suitably structured and invested in accordance with your specific objectives and risk profile.
Guidelines, not restrictions
We do not have rigid models. Our objective is to achieve the optimum level of estimated return for whatever level of downside risk is acceptable to you. This we do by ensuring we have an agreed strategic asset allocation strategy with the most efficient level of exposure to the various asset classes. This strategy will reflect the long-term neutral position for your portfolio and will take into account factors such as your investment horizon, your attitude to risk, income objectives, liabilities and the other assets you hold outside of your portfolio. We will then actively monitor and rebalance the asset allocation to reflect our views on short-term opportunities in financial markets. The general recommendations for asset allocation are determined by our strategy team and the role of your portfolio manager is to adopt the house view and design an appropriate asset allocation to suit your specific requirements. Thus you benefit from all the resources of Cazenove Capital, which are adapted to your own needs.
As your impartial adviser, we could manage your portfolio using either a) our own in-house funds in our core areas of specialisation (pan-European equities, both long and long-short, and credit) with a selection of the most suitable third party managers in other investment areas) or b) a completely independent third party fund selection process.
Within our areas of specialisation, for example pan-European equities, some clients prefer to hold a segregated list of individual stocks.
In our experience, most clients choose option a) to achieve a cost-effective coverage of all markets.
Any change to underlying fund holdings are based on decisions made by the multi-manager team in conjunction with your portfolio manager who will implement appropriate buy/sell orders with regard to your specific objectives.
Portfolio managers will report to you on a regular basis and ensure the suggested investment portfolio continues to meet your objectives.