Our aim is to produce the highest possible post tax returns for clients within the parameters set by the agreed risk profile. We work closely with advisers at the outset to establish the most appropriate risk profile for their individual clients. Tailored portfolios are then constructed in accordance not only with the risk profile but also taking into consideration the client’s tax status.
Ideally, we like to be able to manage an Individual Savings Account (ISA) alongside a taxed portfolio, treating the two as one entity for asset allocation purposes. This allows us to maximise tax advantages by, for instance, using up Capital Gains Allowances in the taxed environment whilst sheltering income in the ISA (if appropriate).
