Taxed portfolios and ISAs
Our aim is to produce the optimum post tax returns for clients within the parameters set by the agreed risk profile. We work closely with advisers to establish the most appropriate risk profile for your individual clients. Tailored portfolios are then constructed to suit your clients' risk profiles, taking into consideration their tax status.
Ideally, we like to be able to manage an Individual Savings Account (ISA) alongside a taxed portfolio, treating the two as one entity for asset allocation purposes. This allows us to maximise tax advantages by, for instance, using up Capital Gains Allowances in the taxed environment whilst sheltering income in the ISA (if appropriate).
The value of investments and the income received from them can fall as well as rise. Investors may not get back the amount invested.